The Estate Planners Group Washington Crossing Pa Reviews
The Estate Planners Group, registered in 2017, serves 4 land(s) with a licensed staff of 5 advisors. The Estate Planners Group manages $291.2 million and provides investment informational services for 239 clients (1:48 advisor/customer ratio).
Disciplinary Questions
Afterwards checking the disciplinary records of The Manor Planners Group, our system found no disciplinary questions to enquire. Checks take identify monthly.
Conflict Questions
Later on checking the regulatory records of The Estate Planners Group, our system has identified the following question(s) to ask. Acquire more.
Does The Manor Planners Group offer common funds that have 12b-1 fees?
12b-i fees increment the total almanac toll of owning a common fund with no guarantee of higher returns. Some firms receive these fees every bit payments, which creates an incentive to promote them.
How does The Estate Planners Group approach insurance sales? What conflicts exercise I need to be fabricated aware of?
Currently The Estate Planners Group actively practices as insurance brokers or agents, or they are affiliated with an insurance company or bureau. This organisation creates a conflict where the house and its representatives may be motivated to insure clients with products, including annuities and life insurance, that generate high sales commissions when lower-cost alternatives may exist.
Regulatory disclosures state that The Estate Planners Group sells proprietary investments and products. Please provide me a listing of the products and a summary of how much The Estate Planners Grouping earns from them.
The Estate Planners Group recommends proprietary investments and products that could generate larger commissions than other similar non-proprietary products. This could also limit the number and multifariousness of investment options available to yous and may impact their transferability. Do not be afraid to inquire how much they will earn from the production or what other non-proprietary options are bachelor.
Does The Estate Planners Group offer products that have performance-based fees, or does it accept operation-based fees? Volition any of my avails be invested in those products?
When performance-based fees are charged, the fiscal counselor is paid for outperforming a benchmark, typically an index. While this may seem similar an attractive compensation structure to ensure your advisor is making your coin work for you, often, the managers of those products are incentivized to take inappropriate risks to trounce their performance benchmark. For instance, research has shown that common funds that use incentive fees take on more risk that funds that do non, and tend to double down and increase their take chances following a poor performance. This could be detrimental to a client during down markets.
Does The Estate Planners Group perform side-past-side management? How does The Estate Planners Group mitigate conflicts that arise from managing accounts with differing fee structures?
This typically occurs when firms manage mutual funds or hedge funds alongside smaller retail accounts. Side-by-side direction can create an incentive for the counselor to favor the larger funds, potentially leading to unequal trading costs and unfavorable trade executions for their retail clients.
Does The Estate Planners Grouping recommend securities that it or its affiliates underwrite, or in which it serves equally full general or managing partner? Will any of my assets be invested in those products?
The Manor Planners Group recommends securities that they may have recently taken public or otherwise have decision-making interest over. This relationship could introduce bias where a firm and its advisors may push button those products over others that may take a more favorable performance with which they are not affiliated.
Which securities does The Estate Planners Group trade for itself that it will also be recommending to me?
The Estate Planners Group has marked in their disclosures that they merchandise recommended securities. While this often can be seen as "eating your own cooking," at that place are several inherent conflicts that tin can arise. For example, front running is when a financial professional buys or sell securities ahead of their client. In curt, any financial professional should disclose all positions they hold (or accept sold short) that they will also be recommending to you lot.
Our system found no other conflict questions to ask. Checks have identify monthly.
Unfortunately, at that place is no single, uniform pricing standard for working with a financial advisor. Catchphrases, including "fee-simply," tin be helpful; however, Americans oftentimes get confused with competitors promoting "fee-based" in response.
Ultimately, to understand the underlying costs of advisory services, we e'er recommend asking for an itemized fees breakdown and reading the firm's ADV Office 2 Brochure (Item 5, "Fees and Compensation").
Source: https://investor.com/rias/the-estate-planners-group-124418
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